ICD-10-CM 2027
ICD-10 code for hardship
Material hardship due to limited financial resources, not elsewhere classified
From the official ICD-10-CM alphabetic index entry “Hardship, material, due to limited financial resources, specified NEC”. Page updated September 29, 2026.
About coding hardship
The ICD-10-CM code for hardship is Z59.87 (Material hardship due to limited financial resources, not elsewhere classified).
Within Z59.8 (other problems related to housing and economic circumstances), Z59.87 is specifically for material hardship due to limited financial resources, not elsewhere classified. Related codes cover housing instability, housed (Z59.81), Transportation insecurity (Z59.82), financial insecurity (Z59.86) and other problems related to housing and economic circumstances (Z59.89).
The conditions in its Excludes2 note aren't part of Z59.87, but may be coded alongside it if the patient has both: extreme poverty (Z59.5), financial insecurity, not elsewhere classified (Z59.86-) and low income (Z59.6).
It is not a CC or MCC, so as a secondary diagnosis it doesn't change the MS-DRG severity level.
Common questions about hardship ICD-10 codes
What is the ICD-10 code for hardship?
- Z59.87 — Material hardship due to limited financial resources, not elsewhere classified.
Is Z59.87 billable?
- Yes. Z59.87 is a billable/specific ICD-10-CM code valid for FY2027 (October 1, 2026 – September 30, 2027).
Can Z59.87 be used as a principal diagnosis?
- No. It is not acceptable as the principal diagnosis for an inpatient stay; it may be reported as a secondary diagnosis.
Is Z59.87 a CC or MCC?
- No. Z59.87 is neither a CC nor an MCC under MS-DRG v44.0.